iGTB Cloud – Corporate Treasury Exchange/ Business Treasury Exchange

Overview:

The world’s No.1 Liquidity Management Suite that offers full, contextual, real-time control of cash for banks’ corporate clients

Today’s digital transformation journey is enabling corporates to become increasingly sophisticated in all aspects of cash management. The digital enablers require a higher degree of technological understanding on the part of both the banks and corporates, increasing the complexity of the corporate treasurer’s role. These demands, combined with ongoing developments in bank regulation, (including Basel III and changes to money market fund rules) have already had an impact on bank and customer behavior.

Notwithstanding the technological developments, the fundamental challenge for the corporate treasurer remains the same: to preserve capital and ensure sufficient liquidity to meet business needs while maximising the returns on surplus cash.

Intellect’s flagship Liquidity Management Solution is powered by a comprehensive product coverage and is broadly classified into –

· Corporate Treasury Exchange (CTX) and

· Business Treasury Exchange (BTX)

Corporate Treasury Exchange (CTX)

The global solution to transform corporate cash management

At Intellect, we understand that every dollar of corporate liquidity is a dollar of bank liability. The journey of corporate cash requires that, at some stage, this cash sits on a bank’s balance sheet. It is this understanding that has helped us to re-imagine what a liquidity management system should be. Our vision reflects this. To power our clients’ clients to greater returns on their cash capital, while simultaneously protecting the bank, and returning incremental value to its shareholders. Our offerings around – Liquidity Management Services, Corporate Treasury Services and Sub Accounting Services are based on this vision.

In the development of CTX, we have considered four principles, each of which covers a key step in the process of effective and efficient cash management, and enables corporate treasurers to achieve their goal using a combination of product processors available from Intellect –

Forecasting Cash Flows

Managing Cash Flows

Cash Segmentation

Deployment of Cash

CTX empowers banks to deliver new propositions in corporate payments with it’s microservices-based State-of-the-Art architecture that supports cloud native deployment for front-end and back-end; a library of APIs delivering integration points to enable loose coupling of the solution to work seamlessly within various technology ecosystems. It comes with an integrated Corporate Treasury suite of products – all built to work together in heterogeneous environments. All this is packaged with a modern Bank UI that delivers time savings and process efficiencies for bank users.

Business Treasury Exchange (BTX)

Meeting the cash management needs of banks’ SME clients

Banking has seen a pivotal shift in the last 3 years. Complex cash and liquidity

management solutions have, traditionally, been offered to the larger corporate clients of

the bank. Recent market dynamics in the US have clearly demonstrated that the need for enhanced cash position visibility - and better management of working capital - is no longer a luxury, but a necessity for all client segments.